{"id":1117,"date":"2022-07-07T08:48:46","date_gmt":"2022-07-07T08:48:46","guid":{"rendered":"https:\/\/ehesapp.com\/?p=1117"},"modified":"2025-04-28T08:47:55","modified_gmt":"2025-04-28T08:47:55","slug":"e-odeme-sistemi-nedir","status":"publish","type":"post","link":"https:\/\/ehesapp.com\/en\/blog\/e-odeme-sistemi-nedir\/","title":{"rendered":"What is E-Payment System?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1117\" class=\"elementor elementor-1117\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75389d3e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75389d3e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5dd4c9da\" data-id=\"5dd4c9da\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e98e975 elementor-widget elementor-widget-html\" data-id=\"3e98e975\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  ul.breadcrumb {\n    padding: 10px 16px;\n    list-style: none;\n  }\n  ul.breadcrumb li {\n    display: inline;\n    font-size: 18px;\n  }\n  ul.breadcrumb li a {\n    text-decoration: none;\n  }\n  ul.breadcrumb li a:hover {\n    text-decoration: underline;\n  }\n<\/style>\n\n<div style=\"margin-bottom:20px;\">  \n  <div  itemscope=\"\" itemtype=\"http:\/\/schema.org\/BreadcrumbList\">\n    <ul class=\"breadcrumb\">\n      <li itemprop=\"itemListElement\" itemscope=\"\" itemtype=\"http:\/\/schema.org\/ListItem\">\n        <a itemprop=\"item\"  title=\"e-Payment System\" href=\"https:\/\/ehesapp.com\/en\/e-odeme-sistemi\/\">\n          <span itemprop=\"name\">e-Payment System<\/span>\n          <meta itemprop=\"position\" content=\"1\">\n        <\/a>\n     <\/li>\n      <li>\n\t\t\t\t<span style=\"font-size: 16px !important\">\/<\/span>\n      <\/li>\n      <li itemprop=\"itemListElement\" itemscope=\"\" itemtype=\"http:\/\/schema.org\/ListItem\"> \n        <a itemprop=\"item\" title=\"What is E-Payment System?\" href=\"https:\/\/ehesapp.com\/en\/blog\/e-odeme-sistemi-nedir\/\">\n          <span itemprop=\"name\">What is E-Payment System?<\/span>\n        <\/a>\n        <meta itemprop=\"position\" content=\"2\">\n     <\/li>\n      <li>\n      <\/li> \n    <\/ul>\n  <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7616264d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7616264d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-539988f0\" data-id=\"539988f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d44aced elementor-widget elementor-widget-heading\" data-id=\"1d44aced\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What is E-Payment System?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75bacb94 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75bacb94\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-33b7fc08\" data-id=\"33b7fc08\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33713c5e elementor-widget elementor-widget-text-editor\" data-id=\"33713c5e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">E-\u00d6deme (Online \u00d6deme) Sistemleri son y\u0131llarda h\u0131zla y\u00fckseli\u015fe ge\u00e7en bir kavramd\u0131r. Yeni teknoloji \u00e7\u00f6z\u00fcmlerinin ortaya \u00e7\u0131kmas\u0131yla birlikte e-\u00f6deme sistemleri geleneksel \u00f6deme y\u00f6ntemlerinden ayr\u0131lm\u0131\u015f ve farkl\u0131 bir \u00e7er\u00e7eve kazanm\u0131\u015ft\u0131r. Bilgi-ileti\u015fim teknolojilerinin geli\u015fimi ve b\u00fct\u00fcnle\u015fik ekonomi sistemlerinin yayg\u0131nla\u015fmas\u0131 dolay\u0131s\u0131yla t\u00fcketici istek ve ihtiya\u00e7lar\u0131n\u0131n farkl\u0131la\u015fmas\u0131na sebep oluyor. Var olan teknoloji sayesinde t\u00fcketiciler tek t\u0131kla d\u00fcnyan\u0131n bir ucundan sipari\u015flerini olu\u015fturur. \u0130htiya\u00e7lar\u0131n\u0131n kar\u015f\u0131l\u0131\u011f\u0131n\u0131 ise h\u0131zl\u0131 ve etkili bir \u015fekilde alabilir. E-\u00f6deme sistemi k\u0131saca \u00f6demelerin banka kart\u0131,kredi kart\u0131, sanal kart,e-\u00e7ek gibi sistemlerle elektronik ortamda yap\u0131lmas\u0131d\u0131r. Elektronik \u00f6deme sistemleri yaln\u0131zca bunlarla s\u0131n\u0131rl\u0131 kalmaz ak\u0131ll\u0131 kart, dijital c\u00fczdan, mobil \u00f6demeler de bu sisteme dahildir. ATM\u2019ler \u00fczerinden de online \u00f6deme ger\u00e7ekle\u015ftirir ancak fiziki olarak bir adreste bulunman\u0131z\u0131 zorunlu k\u0131lar. Bu t\u00fcr elektronik ara\u00e7lar zamanla \u00fcr\u00fcn veya hizmetleri sat\u0131n almada nakit para ihtiyac\u0131n\u0131 ortadan kald\u0131r\u0131r.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\u0130nternet i\u015flevlerinin artmas\u0131 ve yayg\u0131nla\u015fmas\u0131 ayn\u0131 zamanda finansal ve ticari fonksiyonlar\u0131n de\u011fi\u015fmesine sebep olmu\u015ftur. Bu durum ise beraberinde i\u015fletmelerinde yeni kavramlar ortaya \u00e7\u0131karmas\u0131na neden olur. En \u00f6ne \u00e7\u0131kan kavramlardan biri ise e-ticaret olarak kar\u015f\u0131m\u0131za \u00e7\u0131kar. E-ticaret; i\u015fletmelerin mal veya hizmetlerinin sat\u0131\u015f\u0131n\u0131 yaparken\u00a0 \u00f6zellikle sipari\u015f alma s\u00fcrecinde bilgisayar a\u011flar\u0131n\u0131 kullanmas\u0131d\u0131r. \u00dcr\u00fcn veya hizmetler online olarak sipari\u015f verilir fakat ula\u015ft\u0131rma veya \u00f6deme i\u00e7in ayn\u0131 y\u00f6ntem izlenmeyebilir.\u00a0 Halen geleneksel y\u00f6ntemlerle \u00f6deme yapmay\u0131 s\u00fcrd\u00fcren kullan\u0131c\u0131lar bulunuyor. Fakat bir\u00e7ok t\u00fcketici sa\u011flad\u0131\u011f\u0131 h\u0131z ve kolayl\u0131k dolay\u0131s\u0131yla online \u00f6deme sistemlerini tercih ediyor. Bir e-ticaret i\u015flemi i\u015fletmeler, bireyler, hanehalklar\u0131 kamu ve \u00f6zel kurulu\u015flar aras\u0131nda olabilir.\u00a0 Bunlar ise B2B, B2C, B2G gibi farkl\u0131 \u015fekillerde me\u00e7lenir.\u00a0 E-\u00f6deme sistemi ise b\u00fcy\u00fck oranda g\u00f6r\u00fcn\u00fcrl\u00fck kazan\u0131r, kullan\u0131m alan\u0131 bulur.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">E-\u00f6deme veya online \u00f6deme sistemlerinin dolay\u0131s\u0131yla e-ticaret ile aras\u0131nda b\u00fct\u00fcnle\u015fik bir ili\u015fki oldu\u011funu s\u00f6ylemek m\u00fcmk\u00fcnd\u00fcr. Devlet kurumlar\u0131ndan, bireylere kadar uzanan s\u00fcrecin temel fonksiyonu ise her iki taraf i\u00e7in sa\u011flad\u0131\u011f\u0131 faydalard\u0131r. \u00dcretici veya hizmet sa\u011flay\u0131c\u0131lar e-tahsilat yoluyla varl\u0131klar\u0131n\u0131 artt\u0131r\u0131rken, t\u00fcketiciler ise basit birka\u00e7 ad\u0131mla \u00f6demesini ger\u00e7ekle\u015ftirir. \u00d6zetle teknolojinin geli\u015fimiyle birlikte hemen her alana uygulanabilir olmas\u0131 ise aralar\u0131ndaki ba\u011f\u0131 peki\u015ftirir. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a28c706 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a28c706\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7a7cd7ef\" data-id=\"7a7cd7ef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a53a506 elementor-widget elementor-widget-heading\" data-id=\"6a53a506\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0130pucu<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-747b85de elementor-widget elementor-widget-text-editor\" data-id=\"747b85de\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>E-HesApp \u00e7\u00f6z\u00fcmlerinden biri olan elektronik \u00f6deme \u201ce-\u00f6deme sistemi \u201d ile; \u015firket i\u00e7i t\u00fcm \u00f6deme talimatlar\u0131n\u0131 ERP sistem i\u00e7erisinde y\u00f6netebilmeniz m\u00fcmk\u00fcn! E-\u00d6deme Sistemi ile ilgili \u00e7\u00f6z\u00fcmlerimizi incelemek i\u00e7in web sitemizi ziyaret edin.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2476b36a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2476b36a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d7cc20a\" data-id=\"1d7cc20a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a618814 elementor-widget elementor-widget-heading\" data-id=\"6a618814\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">E-\u00d6deme Sistemi \u0130le E-Ticaret Aras\u0131ndaki \u0130li\u015fki <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e423935 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e423935\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b953646\" data-id=\"2b953646\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28a2ce74 elementor-widget elementor-widget-text-editor\" data-id=\"28a2ce74\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Online ticaretin kullan\u0131m\u0131n\u0131n son zamanlarda yayg\u0131nla\u015fmas\u0131 beraberinde e-\u00f6deme sistemlerini de geli\u015ftirmi\u015ftir. \u0130vme kazanan bu durum ile birlikte ki\u015fi ve kurumlar\u0131n farkl\u0131 bir ihtiyac\u0131 daha ortaya \u00e7\u0131km\u0131\u015ft\u0131r. \u00d6zellikle uluslararas\u0131 sat\u0131n alma s\u00fcre\u00e7lerinde her iki taraf i\u00e7inde \u00f6deme yapmak \u00f6nemli bir sorun haline gelmi\u015ftir. Bu sorundan yola \u00e7\u0131karak \u00e7\u00f6z\u00fcm arayan yap\u0131lar\u00a0 online \u00f6deme sistemlerini ortaya \u00e7\u0131karm\u0131\u015ft\u0131r.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">E-\u00f6deme sistemleri web \u00fczerinden kurulu\u015flar\u0131n alt yap\u0131lar\u0131na entegre olur. \u00a0 \u00d6deme alan ve \u00f6deme yapan aras\u0131ndaki \u00f6deme ba\u011f\u0131n\u0131 \u00e7ok k\u0131sa bir s\u00fcre i\u00e7erisinde kurar. \u00a0 \u00d6deme yap\u0131lmas\u0131 gereken kurum veya ki\u015filer d\u00fcnyan\u0131n neresinde olursa olsun \u00f6deme i\u015flemi saniyeler i\u00e7erisinde ger\u00e7ekle\u015fecektir.\u00a0 Online \u00f6deme sistemleri ile e-ticaret aras\u0131nda di\u011fer bir ba\u011f ise g\u00fcvenilir bir sistem kurmas\u0131ndan gelir. \u0130nternetin sa\u011flam\u0131\u015f oldu\u011fu veri havuzu ve veri depolama gibi kavramlar sayesinde t\u00fcm \u00f6deme ge\u00e7mi\u015fleri, hesap \u00f6zetleri ortaya \u00e7\u0131kar\u0131labilir. Bu durumda her iki taraf\u0131nda haklar\u0131 korunacakt\u0131r.\u00a0 Dolay\u0131s\u0131yla \u00fcr\u00fcn veya hizmet sa\u011flay\u0131c\u0131 ve m\u00fc\u015fteri aras\u0131nda \u00f6deme konusunda herhangi bir problem olu\u015fmayacakt\u0131r. Olu\u015ftu\u011fu durumlarda ise do\u011fru bir e-\u00f6deme sistemi kullan\u0131ld\u0131\u011f\u0131 takdirde sistem size raporlama yapacakt\u0131r. Elde edilen raporlar ile sorunlar\u0131n \u00f6n\u00fcne ge\u00e7meniz olduk\u00e7a m\u00fcmk\u00fcnd\u00fcr.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Online \u00f6deme sistemleri g\u00fcvenli kullan\u0131m a\u00e7\u0131s\u0131ndan bir\u00e7ok a\u015famada test edilir ve de\u011ferlendirilir. Devletin ilgili kurumlar\u0131 ve bankac\u0131l\u0131k sistemleri ki\u015fi veya kurulu\u015flar\u0131n \u015fahsi bilgilerini ve varl\u0131klar\u0131n\u0131 g\u00fcvence alt\u0131na almak ister. Bundan dolay\u0131 e-\u00f6deme sistemi sunacak herhangi bir olu\u015fum zorlu denetim s\u00fcre\u00e7lerinden ge\u00e7er. Bu kontrol mekanizmalar\u0131 yap\u0131lar\u0131 \u00e7o\u011funlukla bir sertifikaland\u0131rma s\u00fcreci i\u00e7erisine sokar. Zafiyet g\u00f6steren kurulu\u015flar i\u00e7in e-\u00f6deme sistemleri ile ilgili herhangi bir hizmet sunmalar\u0131 m\u00fcmk\u00fcn olmayacakt\u0131r. Bahsetmi\u015f oldu\u011fumuz durumlardan dolay\u0131 e-ticaret ve e-\u00f6deme sistemlerini birbirinden ay\u0131rmak pek m\u00fcmk\u00fcn g\u00f6z\u00fckmemektedir. Sonu\u00e7 olarak her ge\u00e7en g\u00fcn birbirini geli\u015ftirip-d\u00f6n\u00fc\u015ft\u00fcrerek ilerleyen bir sistem oldu\u011funu s\u00f6ylemek ise m\u00fcmk\u00fcnd\u00fcr. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2be43660 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2be43660\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a621692\" data-id=\"a621692\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59091f7 elementor-widget elementor-widget-heading\" data-id=\"59091f7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">E-\u00d6deme (Online \u00d6deme) Sistemlerinin Tarih\u00e7esi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-549fff7f elementor-widget elementor-widget-text-editor\" data-id=\"549fff7f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">G\u00fcn\u00fcm\u00fczde kullan\u0131m alan\u0131 bulan \u00f6deme teknolojileri bankac\u0131l\u0131k sistemlerine dayan\u0131r. Bankac\u0131l\u0131k sistemleri ise 16.yy itibariyle ortaya \u00e7\u0131km\u0131\u015f, zamanla ivme ve \u00e7e\u015fitlilik kazanarak devam etmi\u015ftir. \u00d6nceleri ba\u011fl\u0131 olunan banka \u00fczerinden i\u015flemler ger\u00e7ekle\u015firken zamanla bankalar aras\u0131 \u00f6deme ihtiya\u00e7lar\u0131 do\u011fmu\u015ftur. Bu ihtiya\u00e7tan yola \u00e7\u0131kan bankalar \u00fcye bankalar\u0131n olu\u015fturdu\u011fu ve hesap takibi sa\u011flayan merkez bir banka sistemi olu\u015fturur. Zaman i\u00e7erisinde bir\u00e7ok kez de\u011fi\u015fime ve geli\u015fime u\u011frayan bu sistemler g\u00fcn\u00fcm\u00fczdeki haline evrilir. E-\u00f6deme sistemleri 1850 y\u0131l\u0131nda American Express Buffalo\u2019nun ekspres talimat olarak devreye sokmas\u0131yla tarihsel geli\u015fimi ba\u015flar. 1894 y\u0131l\u0131na geldi\u011fimizde ABD\u2019de Hotel Credit Letter Company d\u00f6nem i\u00e7erisindeki se\u00e7kin i\u015f adamlar\u0131ndan olu\u015fan bir gruba d\u00fcnyan\u0131n ilk \u00f6deme kart\u0131n\u0131 verir. Bu kart yaln\u0131zca belirli oteller i\u00e7erisinde kullan\u0131lmaktad\u0131r.\u00a0 Bu kart insanlara ilk defa nakit \u00f6deme harici farkl\u0131 bir y\u00f6ntem sunar. Bu alternatif \u00f6deme sistemi ile online \u00f6deme sisteminin ilk ad\u0131mlar\u0131 at\u0131lm\u0131\u015f olur.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">1914 y\u0131l\u0131na geldi\u011fimizde Texaco Petrol \u015firketi ilk kredi kart\u0131n\u0131 \u00e7\u0131karm\u0131\u015ft\u0131r. Western Union Bank ise \u201c\u015fimdi al, sonra \u00f6de\u201d slogan\u0131n\u0131 kullanm\u0131\u015ft\u0131r.\u00a0 B\u00f6ylece d\u00fcnyada ilk kredili \u00f6deme kart\u0131n\u0131 m\u00fc\u015fterilerine sunmu\u015ftur. Visa\u2019ya dayanan Bank Americard 1958 y\u0131l\u0131nda\u00a0 g\u00fcn\u00fcm\u00fczde yayg\u0131n kullan\u0131m alan\u0131 bulan kredi kart\u0131n\u0131 piyasa s\u00fcrm\u00fc\u015ft\u00fcr. Ancak t\u00fcm bu tarihsel geli\u015fime ra\u011fmen e-\u00f6deme sistemleri, e-ticaret gibi kavramlar\u0131n ortaya \u00e7\u0131k\u0131\u015f\u0131nda temel olarak 1995 y\u0131l\u0131n\u0131 baz almaktay\u0131z. Bu durum 90\u2019l\u0131 y\u0131llardan sonra internetin kullan\u0131ma girmesi ve yayg\u0131nla\u015fmas\u0131 ile ilgilidir. 1994 y\u0131l\u0131nda Amazon ve Ebay gibi \u015firketlerin kurulmas\u0131 ile e-ticaretin ilk ad\u0131m\u0131 at\u0131lm\u0131\u015ft\u0131r. 1994 y\u0131l\u0131nda kurulan Amazon ilk ba\u015flarda bir kitap sat\u0131\u015f sitesi olarak ortaya \u00e7\u0131km\u0131\u015ft\u0131r. Zaman i\u00e7erisinde ise \u00fcr\u00fcn gamlar\u0131na \u00e7e\u015fitlilik getirerek devam etmi\u015ftir. Ba\u015flarda 50 eyalet ve 45 farkl\u0131 \u00fclkeye sat\u0131\u015f\u0131 olan Amazon\u2019un e-ticaretin s\u0131f\u0131r noktas\u0131 oldu\u011funu s\u00f6ylemek m\u00fcmk\u00fcnd\u00fcr. \u00d6te yandan g\u00fcn\u00fcm\u00fczde ise e-ticaretin ba\u015flamas\u0131 ve internet kullan\u0131m\u0131 ile birlikte e-\u00f6deme sistemlerinde geli\u015fimine \u015fahit olmaktay\u0131z. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42b2df45 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42b2df45\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-54fcdffb\" data-id=\"54fcdffb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49ac30b7 elementor-widget elementor-widget-heading\" data-id=\"49ac30b7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">E-\u00d6deme Sistemi\u2019nin T\u00fcrkiye'deki Geli\u015fimi<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-387aec72 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"387aec72\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1ba94278\" data-id=\"1ba94278\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17f9efe6 elementor-widget elementor-widget-text-editor\" data-id=\"17f9efe6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Kartl\u0131 \u00f6deme sistemlerinin T\u00fcrkiye ile tan\u0131\u015fmas\u0131 1968 y\u0131l\u0131n\u0131 bulmu\u015ftur. Diners Club ve American Express kartlar\u0131 bahsetti\u011fimiz ilk kartlard\u0131r. Mastercard\u2019\u0131n 1983 y\u0131l\u0131nda \u00e7\u0131kmas\u0131n\u0131 takiben Visa kartlar\u0131 da T\u00fcrkiye\u2019de sistem i\u00e7erisine girmi\u015ftir. B\u00f6ylece geni\u015f kitlelerin benimsemesine \u00a0 ve kullan\u0131m alan\u0131 bulmas\u0131na sebep olmu\u015ftur. Bankalar aras\u0131 Kart Merkezi (BKM)\u2019nin 1991 y\u0131l\u0131nda ilk pos terminalini kurmas\u0131 ise\u00a0 s\u00fcrecin geli\u015fimine katk\u0131 sunmu\u015ftur. T\u00fcrk Silahl\u0131 Kuvvetleri\u2019nin 2005 y\u0131l\u0131nda ilk &#8220;\u00f6n \u00f6demeli ak\u0131ll\u0131 kartlar\u0131&#8221; kullanm\u0131\u015ft\u0131r. 2006 y\u0131l\u0131nda ise Avrupa\u2019da bir ilk olarak\u00a0 &#8220;temass\u0131z kredi kart\u0131&#8221; T\u00fcrkiye\u2019de kullan\u0131ma girmi\u015ftir. \u00d6nceleri mobil imza bankac\u0131l\u0131k i\u015flemlerinde, 2008 y\u0131l\u0131nda ise\u00a0 kredi kart\u0131yla ger\u00e7ekle\u015fen al\u0131\u015fveri\u015f i\u015flemlerinde kullan\u0131m bulmu\u015ftur. E-ticaret sistemi ise 1998 y\u0131l\u0131nda ortaya \u00e7\u0131km\u0131\u015ft\u0131r dolay\u0131s\u0131yla T\u00fcrkiye\u2019nin elektronik \u00f6deme ser\u00fcveni de beraberinde geli\u015fmi\u015ftir.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"color: var(--sydney-text-color);\">T\u00fcrkiye\u2019de elektronik \u00f6deme veya ak\u0131ll\u0131 ticaret sistemlerinin kullan\u0131lmamas\u0131n\u0131n ard\u0131nda bir\u00e7ok neden vard\u0131r. Bunlar\u0131n ba\u015f\u0131nda altyap\u0131 yetersizli\u011fi, internete olan g\u00fcvensizlik ve bilgisayar kullan\u0131m d\u00fc\u015f\u00fckl\u00fc\u011f\u00fc gibi sebepler gelmektedir. Ancak Di\u011fer \u00fclkelere nazaran T\u00fcrkiye\u2019de daha ge\u00e7 ba\u015flam\u0131\u015f olan e-\u00f6deme sistemleri son y\u0131llarda olduk\u00e7a ivme kazanm\u0131\u015ft\u0131r. Online bankac\u0131l\u0131k\u00a0 ve a\u00e7\u0131k bankac\u0131l\u0131k sistemlerine olan yat\u0131r\u0131mlar ise geli\u015fmeleri yak\u0131ndan takip etmemize imkan tan\u0131m\u0131\u015ft\u0131r.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-65254975 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"65254975\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2a166c24\" data-id=\"2a166c24\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6da06941 elementor-widget elementor-widget-heading\" data-id=\"6da06941\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">E-\u00d6deme Sistemi Nas\u0131l \u0130lerler? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c7b2041 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c7b2041\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40cbbee7\" data-id=\"40cbbee7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-711de642 elementor-widget elementor-widget-text-editor\" data-id=\"711de642\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u00d6deme yapmak veya \u00f6deme almak ki\u015filerin ve kurulu\u015flar\u0131n devaml\u0131l\u0131klar\u0131n\u0131 idame ettirebilmeleri i\u00e7in yegane i\u015flerin ba\u015f\u0131nda gelmektedir. \u00d6zellikle\u00a0 bir\u00e7ok ki\u015finin bir araya gelerek \u00e7al\u0131\u015ft\u0131\u011f\u0131 \u015firketlerin, kurum ve kurulu\u015flar\u0131n \u00f6deme sistemlerinin oturmu\u015f olmas\u0131 gerekir. Bu kurulu\u015flar i\u00e7erisinde herhangi bir \u00f6deme \u00e7\u0131kabilmesi i\u00e7in farkl\u0131 birim ve farkl\u0131 seviyelerden \u00e7al\u0131\u015fanlar\u0131n denetim ve onay\u0131na tabidir. Genel olarak onay-kontrol s\u00fcreci ise insan kaynaklar\u0131 taraf\u0131ndan belirlenen hiyerar\u015fi piramidine g\u00f6re ilerler. Son a\u015famada ise ilgili belgeler bankaya g\u00f6nderimi ger\u00e7ekle\u015fir. Ancak bu s\u00fcrecin manuel bir \u015fekilde ilerlemesi zaman ve maliyet kayb\u0131 yaratacakt\u0131r. Bundan dolay\u0131 g\u00fcn\u00fcm\u00fczde online \u00f6deme sistemleri geli\u015fmi\u015ftir. Ki\u015filerin ve kurulu\u015flar\u0131n duydu\u011fu bu t\u00fcr ihtiya\u00e7lar \u00e7o\u011funlukla online \u00f6deme platformu \u00fczerinden ilerler.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">E-\u00f6deme sisteminde \u00f6demeye ili\u015fkin t\u00fcm talimatlar SAP ve ERP sistemi i\u00e7erisinden \u00e7\u0131kmadan haz\u0131r olur. E-\u00f6deme sistemi ile onay almas\u0131 gereken belgeler hiyerar\u015fik bir bi\u00e7imde ilgili birim ve seviyelere ilerler. Destekleyen banka sistemleri i\u00e7in talimatlar e-imza veya mobil imza ile bankaya g\u00f6nderilir. Kurum i\u00e7erisindeki t\u00fcm imza i\u015flemleri tamamland\u0131ktan sonra \u00f6deme s\u00fcreci ba\u015flar.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">E-\u00f6deme sistemlerinde 3 tipte \u00f6deme ger\u00e7ekle\u015fir.\u00a0 Bunlar;<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tek seferlik \u00f6deme<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Taksitli \u00f6deme<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Periyodik \u00f6demedir. <\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5f285e7d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f285e7d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13f5f11\" data-id=\"13f5f11\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54168e2d elementor-widget elementor-widget-heading\" data-id=\"54168e2d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">E-\u00d6deme Sistemi  Nas\u0131l Olmal\u0131d\u0131r? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69b9ca99 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69b9ca99\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-431a6c0b\" data-id=\"431a6c0b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23437811 elementor-widget elementor-widget-text-editor\" data-id=\"23437811\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">E-\u00f6deme sisteminin kullan\u0131c\u0131 veya t\u00fcketici taraf\u0131ndan tercihi konusunda baz\u0131 ku\u015fkular olu\u015fmas\u0131 normaldir. Bir k\u0131s\u0131m kullan\u0131c\u0131lar link ile \u00f6deme alma, internetten \u00f6deme alma gibi sistemleri yad\u0131rgamaktad\u0131r. Bu tip kullan\u0131c\u0131lar dijitalle\u015fen d\u00fcnyaya ayak uydurmakta g\u00fc\u00e7l\u00fck \u00e7ekmekte\u00a0 geleneksel y\u00f6ntemlerle \u00f6demelerini yapmaya devam etmektedir. Do\u011fru bir e-\u00f6deme sistemi ise i\u015flerin h\u0131zla ve daha d\u00fc\u015f\u00fck maliyetlerde \u00e7\u00f6z\u00fclmesine imkan tan\u0131r. \u00d6nemli nokta ise kullan\u0131c\u0131n\u0131n e-\u00f6deme sisteminde aramas\u0131 gereken \u00f6zelliklerdir. Bu \u00f6zelliklerden bahsedecek olursak;<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Uzaktan kullan\u0131ma uygun olmas\u0131 gerekir. Telefon veya herhangi bir ara\u00e7 ile teyit gerektirmemelidir.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kullan\u0131m kolayl\u0131\u011f\u0131 sunmas\u0131 gerekir. Elektronik \u00f6deme sistemini kullanan taraflar i\u00e7in sistemin basit ad\u0131mlar ile ilerlemesi gerekir.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mevcuttan kulland\u0131\u011f\u0131m\u0131z t\u00fcm \u00f6deme \u015fekillerini i\u00e7ermesi gerekir. 1000 birimlik bir \u00f6deme\u00a0 yapabilece\u011finiz\u00a0 gibi 1 birimlik bir \u00f6deme de ger\u00e7ekle\u015ftirilebilir olmal\u0131d\u0131r.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">G\u00fcvenli olmas\u0131 gerekir. Birincisi \u00f6deme talimatlar\u0131n\u0131 ilgili t\u00fcm birimlerin onay\u0131ndan ge\u00e7irmesi gerekir. Ayn\u0131 zamanda\u00a0 \u00f6deme ger\u00e7ekle\u015ftiren ve \u00f6deme alan her iki taraf\u0131ndan veri g\u00fcvenli\u011fini sa\u011flamas\u0131 gerekir.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00d6deme borcunun belirlenen zaman aral\u0131\u011f\u0131 i\u00e7erisinde yerine getirmesi gerekir. Sonu\u00e7 olarak vaktinde ger\u00e7ekle\u015fmemi\u015f bir \u00f6demenin taraflar i\u00e7in anlam\u0131 olmayacakt\u0131r. <\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1cc7925d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1cc7925d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5fcbf85f\" data-id=\"5fcbf85f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1daa0704 elementor-widget elementor-widget-heading\" data-id=\"1daa0704\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">E-Hesapp\u2019dan E-\u00d6deme Sistemi\u2019ne \u0130li\u015fkin \u00c7\u00f6z\u00fcmler<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-326eccc7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"326eccc7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c9dbd5\" data-id=\"2c9dbd5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b0a8c51 elementor-widget elementor-widget-text-editor\" data-id=\"3b0a8c51\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Elektronik \u00d6deme (e-\u00d6deme) Sistemi \u00e7\u00f6z\u00fcm\u00fcm\u00fcz ile; \u015firket i\u00e7i t\u00fcm \u00f6deme talimatlar\u0131n\u0131 ERP sistem i\u00e7erisinde y\u00f6netmeniz m\u00fcmk\u00fcnd\u00fcr.\u00a0 E-Hesapp\u2019\u0131n \u00e7\u00f6z\u00fcm\u00fc olan e-\u00f6deme sistemi kullan\u0131c\u0131s\u0131na neler sunar?<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Banka ile ili\u015fkili t\u00fcm \u00f6demeleri tek ekran \u00fczerinden yapma ve e-ar\u015fiv olu\u015fturma<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u00fcm talimatlar\u0131 SAP ve di\u011fer kulland\u0131\u011f\u0131 ERP sistemi i\u00e7erisinden \u00e7\u0131kmadan haz\u0131rlama,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00d6deme talepleri SAP ve di\u011fer kulland\u0131\u011f\u0131 ERP sistemi i\u00e7erisinde onay hiyerar\u015fisine sunma,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Destekleyen banka sistemleri i\u00e7in talimatlar\u0131 e-imza veya mobil imza ile bankaya g\u00f6nderme,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SFTP sistemine b\u0131rak\u0131lan t\u00fcm dosya desen bak\u0131mlar\u0131n\u0131 kodlama bilgisi olmadan yapabilme.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SharePoint, eBA vb. SAP d\u0131\u015f\u0131 sistemlerden yap\u0131lan ve e-fatura ile onaya sunulan \u00f6deme taleplerini sisteme dahil ederek talimatlar\u0131n\u0131 haz\u0131rlama,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Personel avans \u00f6demelerini sat\u0131c\u0131\/m\u00fc\u015fteri \u00f6demeleri gibi onaya sunup talimatlar\u0131 haz\u0131rlama,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vergi, SGK, ithalat, hesaplar aras\u0131 virman, swift, arbitraj gibi sat\u0131c\u0131\/m\u00fc\u015fteri d\u0131\u015f\u0131nda kalan \u00f6demeleri de talimatlar\u0131n\u0131 haz\u0131rlama,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00d6demelere ait t\u00fcm detaylar\u0131 raporlama,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Muhasebele\u015ftirme s\u00fcre\u00e7lerini otomatikle\u015ftirme,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SAP ile tam entegrasyon sa\u011flama,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">eHesapp\u2019\u0131n Elektronik \u00d6deme Sistemi \u00fcr\u00fcnlerini Web Bankac\u0131l\u0131k Ekranlar\u0131 ayr\u0131cal\u0131\u011f\u0131 ile ve mobil aplikasyon \u00fczerinden kullanabilme.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Bu sistemde kullan\u0131lan imzalama sistemi; e-imza veya mobil imza olarak bilinen \u015fekliyle arka planda eHesapp\u2019\u0131n Pratik \u0130mza altyap\u0131s\u0131d\u0131r. e-\u00d6deme kapsam\u0131nda sunulan pratik imza \u00e7\u00f6z\u00fcm\u00fcm\u00fcz sayesinde e-imza ve mobil imza s\u00fcre\u00e7lerinizi otomatikle\u015ftirebilirsiniz.\u00a0<\/span><span style=\"color: var(--sydney-text-color);\">E-HesApp \u00fcr\u00fcnleri aras\u0131nda yer alan pratik imza ile;<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contracts<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank payment instructions<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Purchase forms<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">e-Invoice<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">e-Archive<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Leave forms<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Personnel payrolls<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0130\u015f emirleri gibi prosed\u00fcr s\u00fcre\u00e7leri rahatl\u0131kla y\u00fcr\u00fctebilirsiniz.\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Bu sayede \u0131slak imzal\u0131 olmas\u0131 gereken t\u00fcm belgelerin fiziksel \u00e7\u0131kt\u0131s\u0131na gerek kalmayacakt\u0131r.\u00a0 SAP ile dijital ortamda y\u00f6nlendirmesini ve imzalanmas\u0131n\u0131 sa\u011flayabilirsiniz. Ba\u015fka bir deyi\u015fle e-\u00f6deme sistemi sayesinde neredeyse t\u00fcm \u00f6deme s\u00fcre\u00e7lerinizde e-d\u00f6n\u00fc\u015f\u00fcm ger\u00e7ekle\u015ftirirsiniz.<\/span><a href=\"https:\/\/ehesapp.com\/en\/cozumlerimiz\/\"> <span style=\"font-weight: 400;\">Services<\/span><\/a><span style=\"font-weight: 400;\"> hakk\u0131nda daha fazla bilgi almak i\u00e7in sitemizi inceleyebilirsiniz.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1280aeeb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1280aeeb\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7515a6c5\" data-id=\"7515a6c5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b8717bb elementor-widget elementor-widget-heading\" data-id=\"1b8717bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">E-HesApp \u00c7\u00f6z\u00fcmleri Hakk\u0131nda Bilgi Edinin<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fe13285 elementor-widget elementor-widget-text-editor\" data-id=\"7fe13285\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>E-HesApp \u00e7\u00f6z\u00fcmlerinden biri olan \u201cE- \u00d6deme Sistemi\u201d ile muhasebesel s\u00fcre\u00e7lerinizi h\u0131zland\u0131r\u0131n.\u00a0 E-HesApp \u00e7\u00f6z\u00fcmlerini incelemek i\u00e7in web sitemizi ziyaret edin.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ffae32a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ffae32a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e770b89\" data-id=\"e770b89\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>e-\u00d6deme Sistemi \/ E-\u00d6deme Sistemi Nedir? E-\u00d6deme Sistemi Nedir? E-\u00d6deme (Online \u00d6deme) Sistemleri son y\u0131llarda h\u0131zla y\u00fckseli\u015fe ge\u00e7en bir kavramd\u0131r. Yeni teknoloji [&hellip;]<\/p>","protected":false},"author":1,"featured_media":1114,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[8],"tags":[16,13,19],"class_list":["post-1117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-e-odeme-sistemi","tag-acik-bankacilik","tag-e-odeme","tag-fintech"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>E-\u00d6deme Sistemi Nedir? - eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu<\/title>\n<meta name=\"description\" content=\"E-\u00d6deme Sistemi k\u0131saca \u00f6demelerin banka kart\u0131, kredi kart\u0131, sanal kart, e-\u00e7ek gibi sistemlerle elektronik ortamda yap\u0131lmas\u0131d\u0131r.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ehesapp.com\/en\/blog\/e-odeme-sistemi-nedir\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"E-\u00d6deme Sistemi Nedir? - eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu\" \/>\n<meta property=\"og:description\" content=\"E-\u00d6deme Sistemi k\u0131saca \u00f6demelerin banka kart\u0131, kredi kart\u0131, sanal kart, e-\u00e7ek gibi sistemlerle elektronik ortamda yap\u0131lmas\u0131d\u0131r.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ehesapp.com\/en\/blog\/e-odeme-sistemi-nedir\/\" \/>\n<meta property=\"og:site_name\" content=\"eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-07T08:48:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-28T08:47:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/06\/Adsiz-tasarim-2-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"650\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"u0574258\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"u0574258\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/\"},\"author\":{\"name\":\"u0574258\",\"@id\":\"https:\/\/ehesapp.com\/#\/schema\/person\/194b6a4e8d79ff2cf5b5cd2bc9dc2493\"},\"headline\":\"E-\u00d6deme Sistemi Nedir?\",\"datePublished\":\"2022-07-07T08:48:46+00:00\",\"dateModified\":\"2025-04-28T08:47:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/\"},\"wordCount\":2492,\"publisher\":{\"@id\":\"https:\/\/ehesapp.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/06\/Adsiz-tasarim-2-1.png\",\"keywords\":[\"A\u00e7\u0131k Bankac\u0131l\u0131k\",\"E \u00d6deme\",\"Fintech\"],\"articleSection\":[\"E \u00d6deme Sistemi\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/\",\"url\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/\",\"name\":\"E-\u00d6deme Sistemi Nedir? - eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu\",\"isPartOf\":{\"@id\":\"https:\/\/ehesapp.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/06\/Adsiz-tasarim-2-1.png\",\"datePublished\":\"2022-07-07T08:48:46+00:00\",\"dateModified\":\"2025-04-28T08:47:55+00:00\",\"description\":\"E-\u00d6deme Sistemi k\u0131saca \u00f6demelerin banka kart\u0131, kredi kart\u0131, sanal kart, e-\u00e7ek gibi sistemlerle elektronik ortamda yap\u0131lmas\u0131d\u0131r.\",\"breadcrumb\":{\"@id\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#primaryimage\",\"url\":\"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/06\/Adsiz-tasarim-2-1.png\",\"contentUrl\":\"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/06\/Adsiz-tasarim-2-1.png\",\"width\":1000,\"height\":650,\"caption\":\"e-\u00f6deme sistemi nedir?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Anasayfa\",\"item\":\"https:\/\/ehesapp.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"E-\u00d6deme Sistemi Nedir?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ehesapp.com\/#website\",\"url\":\"https:\/\/ehesapp.com\/\",\"name\":\"eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu\",\"description\":\"Hepsi bir arada hesap y\u00f6netimi\",\"publisher\":{\"@id\":\"https:\/\/ehesapp.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ehesapp.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/ehesapp.com\/#organization\",\"name\":\"eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu\",\"url\":\"https:\/\/ehesapp.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ehesapp.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/03\/cropped-ehesapp-logo.png\",\"contentUrl\":\"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/03\/cropped-ehesapp-logo.png\",\"width\":512,\"height\":512,\"caption\":\"eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu\"},\"image\":{\"@id\":\"https:\/\/ehesapp.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/ehesapp.com\/#\/schema\/person\/194b6a4e8d79ff2cf5b5cd2bc9dc2493\",\"name\":\"u0574258\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ehesapp.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b6695f2d59b74be021c9c415f22f7cb68a1de52fde8b770964d8c45711129b0c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b6695f2d59b74be021c9c415f22f7cb68a1de52fde8b770964d8c45711129b0c?s=96&d=mm&r=g\",\"caption\":\"u0574258\"},\"url\":\"https:\/\/ehesapp.com\/en\/blog\/author\/u0574258\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"E-\u00d6deme Sistemi Nedir? - eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu","description":"E-\u00d6deme Sistemi k\u0131saca \u00f6demelerin banka kart\u0131, kredi kart\u0131, sanal kart, e-\u00e7ek gibi sistemlerle elektronik ortamda yap\u0131lmas\u0131d\u0131r.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ehesapp.com\/en\/blog\/e-odeme-sistemi-nedir\/","og_locale":"en_US","og_type":"article","og_title":"E-\u00d6deme Sistemi Nedir? - eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu","og_description":"E-\u00d6deme Sistemi k\u0131saca \u00f6demelerin banka kart\u0131, kredi kart\u0131, sanal kart, e-\u00e7ek gibi sistemlerle elektronik ortamda yap\u0131lmas\u0131d\u0131r.","og_url":"https:\/\/ehesapp.com\/en\/blog\/e-odeme-sistemi-nedir\/","og_site_name":"eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu","article_published_time":"2022-07-07T08:48:46+00:00","article_modified_time":"2025-04-28T08:47:55+00:00","og_image":[{"width":1000,"height":650,"url":"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/06\/Adsiz-tasarim-2-1.png","type":"image\/png"}],"author":"u0574258","twitter_card":"summary_large_image","twitter_misc":{"Written by":"u0574258","Est. reading time":"12 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#article","isPartOf":{"@id":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/"},"author":{"name":"u0574258","@id":"https:\/\/ehesapp.com\/#\/schema\/person\/194b6a4e8d79ff2cf5b5cd2bc9dc2493"},"headline":"E-\u00d6deme Sistemi Nedir?","datePublished":"2022-07-07T08:48:46+00:00","dateModified":"2025-04-28T08:47:55+00:00","mainEntityOfPage":{"@id":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/"},"wordCount":2492,"publisher":{"@id":"https:\/\/ehesapp.com\/#organization"},"image":{"@id":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#primaryimage"},"thumbnailUrl":"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/06\/Adsiz-tasarim-2-1.png","keywords":["A\u00e7\u0131k Bankac\u0131l\u0131k","E \u00d6deme","Fintech"],"articleSection":["E \u00d6deme Sistemi"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/","url":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/","name":"E-\u00d6deme Sistemi Nedir? - eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu","isPartOf":{"@id":"https:\/\/ehesapp.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#primaryimage"},"image":{"@id":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#primaryimage"},"thumbnailUrl":"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/06\/Adsiz-tasarim-2-1.png","datePublished":"2022-07-07T08:48:46+00:00","dateModified":"2025-04-28T08:47:55+00:00","description":"E-\u00d6deme Sistemi k\u0131saca \u00f6demelerin banka kart\u0131, kredi kart\u0131, sanal kart, e-\u00e7ek gibi sistemlerle elektronik ortamda yap\u0131lmas\u0131d\u0131r.","breadcrumb":{"@id":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#primaryimage","url":"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/06\/Adsiz-tasarim-2-1.png","contentUrl":"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/06\/Adsiz-tasarim-2-1.png","width":1000,"height":650,"caption":"e-\u00f6deme sistemi nedir?"},{"@type":"BreadcrumbList","@id":"https:\/\/ehesapp.com\/blog\/e-odeme-sistemi-nedir\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Anasayfa","item":"https:\/\/ehesapp.com\/"},{"@type":"ListItem","position":2,"name":"E-\u00d6deme Sistemi Nedir?"}]},{"@type":"WebSite","@id":"https:\/\/ehesapp.com\/#website","url":"https:\/\/ehesapp.com\/","name":"eHesApp Open Banking Platform","description":"Hepsi bir arada hesap y\u00f6netimi","publisher":{"@id":"https:\/\/ehesapp.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ehesapp.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ehesapp.com\/#organization","name":"eHesApp Open Banking Platform","url":"https:\/\/ehesapp.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ehesapp.com\/#\/schema\/logo\/image\/","url":"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/03\/cropped-ehesapp-logo.png","contentUrl":"https:\/\/ehesapp.com\/wp-content\/uploads\/2022\/03\/cropped-ehesapp-logo.png","width":512,"height":512,"caption":"eHesApp A\u00e7\u0131k Bankac\u0131l\u0131k Platformu"},"image":{"@id":"https:\/\/ehesapp.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/ehesapp.com\/#\/schema\/person\/194b6a4e8d79ff2cf5b5cd2bc9dc2493","name":"u0574258","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ehesapp.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b6695f2d59b74be021c9c415f22f7cb68a1de52fde8b770964d8c45711129b0c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b6695f2d59b74be021c9c415f22f7cb68a1de52fde8b770964d8c45711129b0c?s=96&d=mm&r=g","caption":"u0574258"},"url":"https:\/\/ehesapp.com\/en\/blog\/author\/u0574258\/"}]}},"_links":{"self":[{"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/posts\/1117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/comments?post=1117"}],"version-history":[{"count":1,"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/posts\/1117\/revisions"}],"predecessor-version":[{"id":5848,"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/posts\/1117\/revisions\/5848"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/media\/1114"}],"wp:attachment":[{"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/media?parent=1117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/categories?post=1117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ehesapp.com\/en\/wp-json\/wp\/v2\/tags?post=1117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}